Samriddhi Finance Company Limited Vacancy for Chief Credit Officer

Samriddhi Finance Company Limited Vacancy for Chief Credit Officer:

Samriddhi Finance Company Limited, a National Level Finance Company with its Head Office in Hetauda, is looking for young, dynamic and result oriented Nepalese Citizens for Credit Department.

1. Chief Credit Officer ( Deputy Manager / Manager)- For Kathmandu

Job Overview:

Chief Credit Officer is Head of Credit Department and Part of Top Management. She/he will be responsible for the overall credit function and credit portfolio of the company.

Job Description:

• Responsible for credit growth.
• Ensure credit expansion aligned with the target.
• Mitigation of credit risk.
• Identify areas for credit growth, risk mitigation, etc.
• Responsible for building a good credit portfolio of corporate advances through a high-quality appraisal.
• Maintain a high-quality credit portfolio in diversified sectors along with commensurate risk-based returns.
• Overall supervision of credit processes.
• Provide advisory support to business plans and strategy, so as to improve the quality of credit portfolio.
• Implementing strategies for defining credit policy and lending parameters.
• Develop new product papers and review existing policies.
• Participating in the determination of interest rate and tariffs.
• Responsible for developing credit control policies and procedures.

Job Specifications:

• Minimum Bachelors' Degree in Management/ Economics.
• Minimum 5 years' experience in Credit Management in BFIs not less than the officer
• Good understanding of legal complexities of loans, repayment capacity.
• Comprehensive banking background in credit management.
• Strong financial analysis and loan underwriting skills.
• Must have knowledge of N RB Directive, Banking laws, and other relevant laws.
• Excellent communication skills.
• Having valid two-wheelers driving license.
• Excellent Leading skills and can lead the team independently.

Age limit: Minimum 21 years and not exceeding 50 years.

Interested candidates are requested to submit their application with curriculum-vitae, credentials, and latest passport size photograph before the close of business dated 2077/11/10 at the following E-mail address: vacancy@sfcl.com.np please mention the post and place of the job while submitting the application.

Only shortlisted candidates will be called for an interview. The exam procedure is interview only. No telephone/email queries shall be entertained. Candidates canvassing at any stage of the process will lead to automatic disqualification.

The company reserves the right to reject or accept any/ all applications without assigning reasons whatsoever

Samriddhi Finance Company Limited